Medical Office Merchant Account

Accept payments at your medical practice with custom software, apps and websites

Accept all major credit card brands and increase your revenue at your medical office with a merchant account that is tailored to your business. Merchant accounts are not one-size fits all so sign up for an account that is tailored to your specific needs.

Here’s what you’ll get:

This complete payment system allows you to accept credit card payments in both a retail and card not present environment for your medical office by using your website or by using a hosted payment page that comes with your account!


Interchange Plus Retail Pricing enabling you to achieve low cost effective rates (detailed pricing listed on this page under the pricing section)

24-Hour Application Approval so you can start accepting payments as soon as possible
EMV Compatible Devices so you can accept smart chip credit cards from your customers

Complimentary Access to the merchant center reporting system which allows you to view statements, batch reports and transactions in real time


Point to Point (P2PE) Encryption so every transaction is safe and secure and your customer’s data is never compromised


PCI Compliant Terminals so you can remain “out of scope” when it comes to PCI liability


Track Volume w/ Daily Reports


Virtual Terminal w/ Recurring Billing


Hosted Payment Page


Track Daily Volume


3rd Party Gateway Connection


Real Time Transaction Reporting


P2PE with Patented Tokenization


Secure Customer Profiles for Billing


Multi-Merchant Accounts/Locations


Multi-User Virtual Terminal Access


Free Mobile App (iOS & Android)


Chargeback Management

Merchant Account Pricing for Medical Offices

The fees listed below are for the medical office merchant account program. With your account you’ll get access to a virtual terminal and a reporting dashboard. If you elect to add a 3rd party gateway, additional fees may apply.

AMERICAN EXPRESS is automatically added to your account unless you request for it to be left off.  All AMEX transactions are deposited along with your normal batch and pricing is set in accordance with the OPT Blue program.


Interchange Pass Through Pricing

A processor specific margin is added above the actual cost of interchange is given for this merchant account program. (ranges 10bps to 50bps based on monthly credit card volume and other factors)


PCI Compliance Fee

A PCI Compliance fee is a requirement with every account. Annual compliance fee is $99.

Account Setup Fee

There is no activation fee for this type of account.

Contract Term

There is no long term contract and is simply a month-to-month agreement. ($0 cancellation)

Statement/Platform Fee

The platform fee is $15 per month and comes with an online payment portal that gives you access to a reporting dashboard, a virtual terminal and more.

Per Item (Transaction) Fee

The transaction fee that is charged is the network cost. (on average $.05 to $.08 per item)

Batch Fee

There is no batch fee ($0.00) assessed for this type of account.

AVS (Address Verification Service) Fees

$.05 per item (this is optional and can be turned off and eliminated by request)

Choose Your Equipment & Accept Payments the Way You Want To

With your medical merchant account, you’ll be able to choose the type of equipment that’s right for you. With every program that BancardSales offers, we’ll give you guidance throughout the entire process. You can choose more than one processing method so you can have a retail credit card terminal as well an online solution for taking phone orders or initiating recurring billing for your patients.

Ingenico ICT220 Terminal

This Ingenico payment terminal allows you to accept credit card payments in your retail store with a custom merchant account solution.

Verifone VX520 Terminal

This Verifone payment terminal allows you to accept credit card payments in your retail store with a custom merchant account solution.

Mobile App For iOS & Android

Start accepting mobile payments with iOS and Android compatible mobile apps that accept EMV chip cards and traditional stripe.

Clover POS Systems

A powerful tablet based point of sale system equipped to handle your inventory and all retail payment processing needs.

Medical Merchant Account FAQ’s

What is a medical merchant account?

It’s a specific type of merchant account that is tailored to suit the needs of a medical practice including the hardware, software and appropriate merchant account rates for a medical office.

What specific rates and fees will I pay for this account?

Merchant account fees usually range from 1.50% to 3.50% of your monthly credit card volume. The specific charges vary based on your company volume and other criteria.  Refer to the pricing section for more details.

How long does it take to get an account set up?

Generally a medical practice can be approved for a merchant account within 24-48 hours at which point your processing equipment (if applicable) will be shipped out to your location.

How do I know what terminal/equipment is right for my business?

That is something we help you determine based on the needs of your business. All you need to do is fill out the application or the free consultation form and we’ll help you through the whole process!

Is there a long term contract with an account?

No. There is only a month to month agreement with all of our standard retail merchant account. (some of the retail cash discount programs that we offer require a long term contract)

What kind of support is offered?

You’ll get direct support with a dedicated BancardSales team lead who will manage your account and help you through all issues you may encounter. You’ll also get access to 24-hour technical support.