Cash Discount Merchant Account
Reduce and even eliminate your merchant account processing fees with a compliant cash discount program. Our programs allow you to accept credit cards in a retail environment as well as online or mobile with a 100% compliant program.
Accept all major credit card brands and increase your revenue at your business. Process payments online, in your store or retail location, through a virtual terminal, via invoicing, or on mobile without the high credit card fees.
Accept Payments With a Cash Discount Merchant Account
Smart retail merchant account solutions and access to industry leading credit card terminals and point of sale equipment. The cash discount merchant account program is available for retail and online processing accounts.
Here’s what you get access to:
Dejavoo Z8 Credit Card Terminal
Complimentary Access to Reporting Dashboard
EMV Capatible Terminals and Equipment


Flat Rate Pricing with No Rate Increases
Secure Transactions with Cash Discount Payment Processing
Ruling by federal courts has allowed business owners to combat high credit card processing fees through the use of cash discount programs. The Frank-Dodd Act and the Durbin Amendment states that all business owners now have the right to offset credit card processing fees with either a surcharge or a cash discount program.
The Compliant Cash Discount Solution
Cash discount programs have to be set up the right way, and our program is patented technology. There is a difference between cash discount programs and surcharge programs and federal regulations allow compliant cash discount programs in all 50 United States.
Cash Discount Program FAQ’s
What is a cash discount program?
How is the fee charged?
How does the program work?
What types of businesses can participate in cash discount?
Is it legal to have a surcharge on credit card purchases?
It’s legal in some states, but the cash discount program here is legal in all 50 states. Generally businesses can charge less when accepting cash but the key difference is in surcharging vs. discounting for cash.
Is it allowed in all 50 states?
Accept Payments The Way You Want To
All of these merchant account types can be set up and tailored to fit the needs of your business. Your business doesn’t have to fit exactly into one of these solution types, we can customize and blend different processing account types to fit your needs.
Retail Merchant Account
This retail payment system allows you to accept credit card payments in your retail store with a dedicated credit card terminal.
Mobile Payment Processing
Start accepting mobile payments with iOS and Android compatible mobile apps that accept EMV cards and traditional cards.
Cash Discount ($0 Fees) Processing
Pay 0% to process credit cards with a compliant cash discount program. We offer retail, mobile and online cash discount processing.
Schedule a Free Consultation
There are lots of options when it comes to setting up a merchant account or payment processing system so if you’d like to talk with one of our specialists about your needs, click below to do so.