Retail Merchant Account

A retail payment system allows you to accept credit card payments in your retail store with a dedicated credit card terminal and all transactions are automatically synced and stored in your online account.

We offer flexible point of sale systems that track inventory and are equipped with the latest and most secure point to point encryption technology. All of our retail merchant account solutions allow you to accept all major card types with swiped, dipped (EMV) and contactless technology.

Accept Payments With a Retail Terminal

Smart retail merchant account solutions and access to industry leading credit card terminals and point of sale equipment.

Here’s what you get access to:


EMV Capatible Terminals and Equipment

You can accept chip cards, contactless payments such as Apple Pay or Google Pay.

Complimentary Access to Reporting Dashboard

The account comes with a reporting center that allows you to view statements, batch reports and transactions in real time.

Interchange Plus Retail Pricing

Gives you swiped rates as low as 1.10% (detailed pricing listed on the pricing section)
EMV Enabled

EMV Enabled Counter Top Terminal

A terminal like the Ingenico ICT220 allows you to process payments in-person at your store or retail location. This terminal is connected via high speed internet and stores all customer profiles securely for future charges.

Secure Transaction with EMV Payment Processing

EMV payment technology is now widely accepted in lots of retail businesses across the world. Using EMV (chip card) at the point of sale device gives your customers another payment option for their convenience. It’s secure and virtually impossible for fraudsters to replicate card data making EMV the most secure type of payment processing in the retail merchant account environment.

The Smart Retail Solution

Our payment technology integrates with an online reporting dashboard and it also syncs seemlessly with a mobile app so you can easily look at recent sales. All terminals are EMV-ready and are able to accept debit and credit cards.

Retail Merchant Account FAQ’s


What is a retail merchant account?

It’s a type of merchant account specific to types of businesses who operate in a card-present environment.

How do I know what terminal/equipment is right for my business?

That is something we help you determine based on the needs of your business. All you need to do is fill out the application and we’ll help you through the whole process!

Can I apply for a merchant account if I'm not incorporated?

Yes. You can apply for a merchant account by using either a unique tax ID number or for your SSN number as the owner.

Is there a long term contract with an account?

No. There is only a month to month agreement with all of our standard retail merchant account. (some of the retail cash discount programs that we offer require a long term contract)

How long does it take to get an account set up?

Each provider will have different requirements, but typically 24-48 hours is all that’s needed to approve your account.

What kind of support is offered?

You’ll get access to the industry standard 24 hour support as well as direct support with a dedicated BancardSales team lead who will manage your account and help you through all issues you may encounter!

Schedule a Free Consultation

There are lots of options when it comes to setting up a merchant account or payment processing system so if you’d like to talk with one of our specialists about your needs, click below to do so.