Merchant Account For Floral Shop

Floral Shop Merchant Account

If you’re looking for a new merchant account for your floral shop we will help you set up an account that is tailored to your unique circumstances. Remember, that all merchant accounts are different, given pricing, equipment, software and service so sign up for an account that is suited to your needs. 

This merchant account system gives you the ability to accept payments in a retail and/or card-not-present environment for your floral shop by using your website or by using a hosted payment page that comes with your account!

Floral Shop Merchant Account Overview

Interchange Plus Retail Pricing enabling you to achieve low cost effective rates (detailed pricing listed on this page under the pricing section)
24-Hour Application Approval so you can start accepting payments as soon as possible
EMV Compatible Devices so you can accept smart chip credit cards from your customers
Complimentary Access to the merchant center reporting system which allows you to view statements, batch reports and transactions in real time
Point to Point (P2PE) Encryption so every transaction is safe and secure and your customer’s data is never compromised

Merchant Account Pricing for Floral Shop

The payment system fees listed below are for the floral shop merchant account program. With your merchant account you will get a merchant center and virtual terminal along with a reporting dashboard.

If you elect to add a 3rd party gateway, additional fees may apply.

American Express is added to your account through the OPT BLUE program unless you request for it to be left off. American Express transactions are deposited along with your normal batch and next day funding is the account standard.


Interchange Pass Through Pricing

A processor specific margin is added above the actual cost of interchange is given for this merchant account program. (ranges 10bps to 50bps based on volume and other factors)

PCI Compliance Fee

A PCI Compliance fee is a requirement with every account. Annual compliance fee is $99.

Account Setup Fee

There is no activation fee for this type of account.

Contract Term

There is no long term contract and is simply a month-to-month agreement. ($0 cancellation)

Statement/Platform Fee

The platform fee is $15 per month and comes with an online payment portal that gives you access to a reporting dashboard, a virtual terminal and more.

Per Item (Transaction) Fee

The transaction fee that is charged is the network cost. (on average $.05 to $.08 per item)

Batch Fee

There is no batch fee ($0.00) assessed for this type of account.

AVS (Address Verification Service) Fees

$.05 per item (this is opitonal and is only activated by request)

Secure Transactions with EMV Payment Processing

EMV chip card processing is the new type of payment standard for floral shops across the United States. Using EMV (chip card) at the point of sale device gives your customers another payment option for their convenience when they check out. It’s even more secure than using the magnetic stripe and is virtually impossible for fraudsters to replicate card data.

Choose Your Equipment & Accept Payments The Way You Want To

With your floral shop merchant account, you’ll be able to choose the type of equipment that’s right for you. We’ll give you personal support and guidance throughout the entire process. You can have more than different processing method so you can have a retail credit card terminal as well an online solution for taking phone orders or initiating recurring billing for your customers if applicable.

Ingenico ICT220 Terminal

This Ingenico payment terminal allows you to accept credit card payments in your retail store with a custom merchant account solution.

Verifone VX520 Terminal

This Verifone payment terminal allows you to accept credit card payments in your retail store with a custom merchant account solution.

Mobile App For iOS & Android

Start accepting mobile payments with iOS and Android compatible mobile apps that accept EMV chip cards and traditional stripe.

Clover POS Systems

A powerful tablet based point of sale system equipped to handle your inventory and all retail payment processing needs.

EMV Compatible Devices so you can accept smart chip credit cards from your customers
PCI Compliant Terminals so you can remain “out of scope” when it comes to PCI liability

Floral Shop Merchant Account Software Integrations & Features

You can integrate your merchant account with different software solutions. Our payment experts will discuss your software integration options to connect 3rd party software to your floral shop point of sale. With every merchant account program that you set up through BancardSales, you’ll get access to native reporting and processing tools that allow you to efficiently manage your practice.


Virtual Terminal w/ Recurring Billing


Chargeback Management


Track Volume w/ Daily Reports


Hosted Payment Page


Multi-Merchant Accounts/Locations


Track Daily Volume


3rd Party Gateway Connection


Real Time Transaction Reporting


Free Mobile App (iOS & Android)


Multi-User Virtual Terminal Access


P2PE with Patented Tokenization


Secure Customer Profiles for Billing

Floral Shop Merchant Account FAQ’s

What is a floral shop merchant account?

It’s a specific type of merchant account that is tailored to suit the needs of a floral shop or business including the hardware, software and appropriate merchant account rates for a floral shop.

What specific rates and fees will I pay for my floral merchant account?

Merchant account fees usually range from 1.50% to 3.50% of your monthly credit card volume. The specific charges vary based on your company volume and other criteria.  Refer to the pricing section for more details.

How long does it take to get an account set up?

Generally a floral shop can be approved for a merchant account within 24-48 hours at which point your processing equipment (if applicable) will be shipped out to your location.

How do I know what terminal/equipment is right for my business?

That is something we help you determine based on the needs of your business. All you need to do is fill out the application or the free consultation form and we’ll help you through the whole process!

Is there a long term contract with an account?

No. There is only a month to month agreement with all of our standard retail merchant account. (some of the retail cash discount programs that we offer require a long term contract)

What kind of support is offered?

You’ll get direct support with a dedicated BancardSales team lead who will manage your account and help you through all issues you may encounter. You’ll also get access to 24-hour technical support.

Schedule a Free Consultation

There are lots of options when it comes to setting up a merchant account or payment processing system so if you'd like to talk with one of our specialists about your needs, click below to do so.