Do you need a website to accept credit card payments online?
This is a great question and the short answer is: No, you don’t need a website to accept credit card payments online.
I’m going to demonstrate that in this video and blog post and I’ll show you 7 different ways you can accept credit cards online without a website.
It goes along with another video that I did which covered the 5 broad categories for accepting credit card payments on your website, and the solutions that I’m going to give you in this video fit squarely into one category of that video.
Most people who ask me that question are start up businesses, or they are new to taking payments online, and maybe they have had a website but never accepted payments on it, and the idea of doing that raises all sorts of questions.
So what I think what people are asking when they say this, is:
Do I have to have a full website built/developed in order to sell my products online? Like, do I have to have a web developer and proper security and all that stuff…
Again, the answer is: No
The main question to ask yourself in order to determine the right option for you is:
How do I accept credit card payments from my customers?
The reason that is important, is to know if your customer can pay you through an online website page OR if they need to interact with you in order to make the payment.
In other words, does your customer call in to an office to pay by reading the card over the phone …
Are you a candidate for manual orders that you’re taking over the phone and you just need the payment portal (i.e. virtual terminal) to enter credit card data into?
If so, that a simple solution, you just need a virtual terminal that comes with most payment gateways….
But if you want your customer to enter the payment on a payment pay that exists online on behalf of your company, that’s the focus of today’s video.
So I have put together 7 ways to accept credit card payments online, without a website of your own.
Yu don’t need a website through WordPress, or Wix or Squarespace or any other website provider.
You also don’t need to hire a professional to custom build you a website AND you don’t need any shopping cart solutions like BigCommerce or Shopify.
There’s certainly Nothing wrong those providers and solutions, they are actually very good options that I cover in other videos on the Youtube Channel.
But the bottom line is that I’m drawing a line in the sand between full website payment integrations and simple, quick and easy software solutions that give you payment pages through a monthly software subscription.
You connect a merchant account or a payment processing solution like Paypal, Stripe, or Square and the software generates a payment page that can be self hosted and will live online with a specific website link that you can send and advertise to all your clients prospects!
You don’t need any website to take payments, at ALL to accept credit card payments from your customers !
HERE’S THE LIST
Simple Invoicing – Hosted payment links and the merchant account provided through
PayPal Monthly fees: $0
Stripe + SimplyPay.me
Hosted payment links with Stripe as the payment processor
Cost: $20 per month plus merchant account fees
Merchant Account Hosted Payment Page
Most cost effective solution CardConnect merchant account + CardPointe Hosted Payment Page
Virtual terminal with Phone Orders
This is the only option that is NOT a customer facing solution Most cost effective one that I will give you is CardConnect + CardPointe Virtual Terminal
Cost: $23 per month
Leadpages + Stripe
Leadpages + Stripe Leadpages is a landing page, sales page and payment page builder.
LeadPages starts at: $25/month
ThriveCart + Authorize.net + Merchant Account
I am a partner with Thrivecart so you can get access through the link below. The software opens to the public is probably going to be somewhere between $60-90 per month.
You can get ThriveCart Here
1- Infusionsoft + NMI + Merchant Account Infusionsoft
Infusionsoft is an a robust automation software that can act as a CRM, landing page and sales page builder, and a payment/cart builder.
It’s been my own CRM of choice for about 5 years now and I use it extensively.
Infusionsoft starts at: $99/month and an NMI.com is typically $10 per month.
9/10/2020 UPDATE: Infusionsoft (Keap) has updated their payment gateways that they support and will no longer be supporting NMI.com. So the modification to my #1 pick is to use Infusionsoft + Authorize.net + Merchant Account.
Essentially, I am just replacing NMI.com with Authorize.net.
In closing, These are ways to accept credit card payments online, without having a website. There’s other ways to get a credit card payments that involves mobile devices and that topic is for another video. So if you learned something new today please consider giving this video a thumbs up and sharing it with a friend.
And if you want more videos that outline payment page options just like these as well as well as helpful tips and tutorials related to payment processing, be sure to subscribe so you don’t miss any new videos when they’re posted.
I publish tutorial style training, how-to videos, and informational videos that are on the topics of payment processing, Merchant accounts, invoicing and other software tools AND payment workflows that tie all of them together!